Budgeting

Congratulations! You’ve made the decision to get your finances in order. Because you’re here you know that creating a budget is a necessary step in managing your finances. Budgeting doesn’t have to be complicated or time consuming. Like most things you might find maintaining your budget cumbersome in the beginning. However, if you create a simple budget and use the right tools, you’ll find that being financially fierce is a breeze. Why You Need a Budget I won’t spend a lot of time telling you why you need a budget. The very fact that you are reading this article demonstrates that you have this covered.Read More →

We work hard to earn a living. We should make sure we spend the money we bring home wisely. That’s where a household budget comes in. It’s a good tool to see at a glance what we have coming in, what’s going out (and what that money is paying for) and if there’s anything left at the end of the month to put into savings. Before we dive into exactly what a budget can do for us, let’s consider for a minute what will happen if we’re not tracking income and expenses. We may end up spending more than we’re making in a given monthRead More →