Staying On Track Financially

Staying on track financially will feel hard to do at first. However, if your goals are strong enough and you really do understand that you are capable of sticking to a budget, saving money, and living the way you want and need to live, you’ll be able to do it and it’ll feel great. Even fun. Related Post: 6 Things You Should Do Now to Fix Your Finances #1 – Set Clear Financial Goals The biggest tip is to set your financial goals realistically. After all, you cannot live on a yacht if you don’t make yacht money. Not making that kind of money doesRead More →

Free Ways to Check Your Credit Score

Knowing your credit score is important when it comes to making financial decisions that will require you to apply for credit. It is a good rule of thumb to know the requirements for getting approved before you apply. Without knowing your credit score you are taking a stab in the dark when making these types of financial decisions. Once upon a time, you could only get your credit score free from each reporting agency one time a year. Luckily now that are multiple ways to get your credit score for free. What is a Credit Score? According to Credit Karma, a credit score is aRead More →

How to Create a Simple Budget

Congratulations! You’ve made the decision to get your finances in order. Because you’re here you know that creating a budget is a necessary step in managing your finances. Budgeting doesn’t have to be complicated or time consuming. Like most things you might find maintaining your budget cumbersome in the beginning. However, if you create a simple budget and use the right tools, you’ll find that being financially fierce is a breeze. Why You Need a Budget I won’t spend a lot of time telling you why you need a budget. The very fact that you are reading this article demonstrates that you have this covered.Read More →

How to pay off debt quickly

Debt is a serious problem. According to a Gallup survey the average American has 3.7 credit cards with a whopping 71% of us having at least one card. Furthermore, according to a survey by Bankrate.com a shocking 32% of us say we live paycheck to paycheck, and that staying current or getting caught up on bills is our main financial concern. In uncertain economic times like these, we need a plan and we need it fast. Why Should You Pay Off Your Debts? Here are a couple of quick reasons why you should pay your debt off as quickly as possible.    If these reasonsRead More →

Life Changing Events Affecting Finances

When planning and managing your finances you have to stop and think about the many factors affecting personal finance.  There are economic factors that affect finances as well as life changing events that will affect your finances. These factors that affect budgeting, saving, and investing must be considered to help you stay financially on track when they happen. Personal Finance Issues You May Face Throughout your lifetime, you may face a variety of life changing events that will affect your personal finances. Issues like debt, unemployment, illness, and others can affect you very harshly. But, if you can set aside time to create a plan,Read More →

Free Finance Printables to Keep Your Finances on Track

There is no time like the present to get your finances in order. There are many best practices for managing your finances and they all work better if you have the right tools. There are online tools and apps available that can help you manage your finances. But for those of us who like to use pen and paper printables are very valuable tools. The best part is you can get all the finance printables you need to keep you on track for free. 15 Free Finance Printables The printables in the list below are completely free to download. They are designed to help youRead More →

10 Ways You're Wasting Money

Most of the time we know when we are spending more money then we should. It’s no secret that buying Starbucks coffee every day and eating out instead of cooking at home causes you to spend more money. These types of guilty little pleasures are the first to go when it’s time to get serious about fixing our finances. But what about hidden money leaks that you may not be as obvious? You might not know it but there are common ways that you are wasting money that might seem small at first but really add up over time. 10 Things You’re Probabley Wasting MoneyRead More →

How to Fix Your Finances

Not having enough money and being in debt is the worst! When you don’t have the money you need accomplishing even little things can be difficult and frustrating. The good news is, you can make changes that can get you out of your bad financial situation.  If you are living pay check to pay check or direct deposit to direct deposit there are things you should definitely be doing to fix your finances. 6 Ways to Fix Your Finances By changing your financial habits you can fix your finances. Here are 6 things you can do now to fix your finances and start living aRead More →

The Best Personal Finance Tools and Resources to Manage Your Finances

Managing your personal finances might sound like a monumental task. With proper planning and the right tools, anyone can manage their personal finances successfully. There are amazing tools that you can use to manage your personal finances in 2019 that can make you feel like a personal financial management pro. Personal Finance Tools & Resources Financial literacy is important to your financial health. Finance tools and resources are available to help you become financially literate. Today there is so much software you can use – from QuickBooks to your own bank’s online software. There are even awesome tools available for those who like to useRead More →

Financial Habits of Successful Women

We all have certain financial habits. Some are good and others are just plain bad. When you make the decision to focus on your financial health, you have to take a good look at your financial habits. This focus allows you to eliminate bad habits and consciously adopt new financial habits that will help you increase your wealth. Financial Habits of Successful Woman When you study the financial habits of successful women you will find a lot of similarities. Here are 7 financial habits that you should adopt in 2019 to help you stop wasting money and find success on your financial journey. #1 HaveRead More →