Financial Mistakes Every Woman Should Avoid

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Looking to take care of yourself and your family by successfully managing your personal finances? Avoiding the common financial mistakes that can reak havoc in your bank account is key to achieving that goal. It is becoming increasingly important that women learn to manage their personal finances. 80 percent of single-parent families are headed by single mothers. This means that women are becoming the sole providers in their households. Women also have a higher life expectancy than men. On average we live five years longer than men. According to the CDC, on average, men will live to age 76 and women to age 81. MakingRead More →

Living Rich with Coupons the Easy Way

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If you’re like me then you might want to use coupons but aren’t quite sure how to use them and you sure don’t have time to make couponing a full-time job. Have you seen the old Extreme Couponing shows? At first, you’re thinking they are doing way too much for a deal… … and then BAM! They end up spending 3 cents for a $1,798.00 worth of stuff. Saving with Coupons the Easy Way While not saving money at the grocery store is just not an option neither is spending 8 hours a day cutting coupons. Here are a few tips on how to saveRead More →

Staying On Track Financially

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Staying on track financially will feel hard to do at first. However, if your goals are strong enough and you really do understand that you are capable of sticking to a budget, saving money, and living the way you want and need to live, you’ll be able to do it and it’ll feel great. Even fun. Related Post: 6 Things You Should Do Now to Fix Your Finances #1 – Set Clear Financial Goals The biggest tip is to set your financial goals realistically. After all, you cannot live on a yacht if you don’t make yacht money. Not making that kind of money doesRead More →

4 Things You Are Paying Too Much For

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In: Saving Money
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We are all looking for ways to cut costs and save money. Sometimes areas of savings hidden or overlooked. If you look closely you’ll find a few things you’re probably paying too much for. 4 Things You’re Probably Paying Too Much For Have you ever received a bill in the mail to renew a service and you realized that 1) you were already paying for that same service with another company and 2) you were already covered for the same service by an even different company? Here’s an example:  Are you paying for towing assistance through a company like AAA?  Take a look at yourRead More →

How to Create a Simple Budget

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Congratulations! You’ve made the decision to get your finances in order. Because you’re here you know that creating a budget is a necessary step in managing your finances. Budgeting doesn’t have to be complicated or time consuming. Like most things you might find maintaining your budget cumbersome in the beginning. However, if you create a simple budget and use the right tools, you’ll find that being financially fierce is a breeze. Why You Need a Budget I won’t spend a lot of time telling you why you need a budget. The very fact that you are reading this article demonstrates that you have this covered.Read More →

How to pay off debt quickly

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Debt is a serious problem. According to a Gallup survey the average American has 3.7 credit cards with a whopping 71% of us having at least one card. Furthermore, according to a survey by Bankrate.com a shocking 32% of us say we live paycheck to paycheck, and that staying current or getting caught up on bills is our main financial concern. In uncertain economic times like these, we need a plan and we need it fast. Why Should You Pay Off Your Debts? Here are a couple of quick reasons why you should pay your debt off as quickly as possible.    If these reasonsRead More →

Life Changing Events Affecting Finances

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When planning and managing your finances you have to stop and think about the many factors affecting personal finance.  There are economic factors that affect finances as well as life changing events that will affect your finances. These factors that affect budgeting, saving, and investing must be considered to help you stay financially on track when they happen. Personal Finance Issues You May Face Throughout your lifetime, you may face a variety of life changing events that will affect your personal finances. Issues like debt, unemployment, illness, and others can affect you very harshly. But, if you can set aside time to create a plan,Read More →

Free Finance Printables to Keep Your Finances on Track

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There is no time like the present to get your finances in order. There are many best practices for managing your finances and they all work better if you have the right tools. There are online tools and apps available that can help you manage your finances. But for those of us who like to use pen and paper printables are very valuable tools. The best part is you can get all the finance printables you need to keep you on track for free. 15 Free Finance Printables The printables in the list below are completely free to download. They are designed to help youRead More →

Cheap Foods to Buy to Save Money

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In: Saving Money
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One of the first things you do when you decide to focus on your finances is to create a budget. After this step most of us find that there are areas where we need cut costs. Food is one of those areas that you can’t eliminate. However, you might find that you need to stop eating out and cut down your grocery bill to fix your finances. You can eat healthy and cut your grocery budget significantly by buying these 50 cheap foods. 50 Cheap Foods to Cut Your Grocery Bill Create your shopping list using the foods below. You’ll quickly learn that you canRead More →

10 Ways You're Wasting Money

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Most of the time we know when we are spending more money then we should. It’s no secret that buying Starbucks coffee every day and eating out instead of cooking at home causes you to spend more money. These types of guilty little pleasures are the first to go when it’s time to get serious about fixing our finances. But what about hidden money leaks that you may not be as obvious? You might not know it but there are common ways that you are wasting money that might seem small at first but really add up over time. 10 Things You’re Probabley Wasting MoneyRead More →