Staying On Track Financially

Staying on track financially will feel hard to do at first. However, if your goals are strong enough and you really do understand that you are capable of sticking to a budget, saving money, and living the way you want and need to live, you’ll be able to do it and it’ll feel great. Even fun. Related Post: 6 Things You Should Do Now to Fix Your Finances #1 – Set Clear Financial Goals The biggest tip is to set your financial goals realistically. After all, you cannot live on a yacht if you don’t make yacht money. Not making that kind of money doesRead More →

Why every women needs a home based business

Securing your financial future should be top on your to-do list. Starting a home based business should be apart of your strategy. Every woman needs a home based business. With the internet and other technology that we have today starting and successfully running a home based business is within most women’s reach. With a laptop or a smartphone, you can run a business from your home and have access to customers around the world. What is a Home Based Business? By definition, a home based business is any business whose primary office is in the owner’s home. The business can be any size or anyRead More →

Investing: Why Women Should Not Just Save

Women save and men invest. Did you know that this is how women are seen in the financial sector? Women are known to put money aside and save it instead of trying to grow their money via investing. We are sometimes overly cautious. Therefore, saving money is a safe way to maintain our financial health. Our first step towards growing our finances is to change our mindset. To reach the next level of financial growth we must move past just saving and start investing. 4 Benefits of Investing There are many benefits to investing however this still doesn’t stop it from being hard to getRead More →

Free Ways to Check Your Credit Score

Knowing your credit score is important when it comes to making financial decisions that will require you to apply for credit. It is a good rule of thumb to know the requirements for getting approved before you apply. Without knowing your credit score you are taking a stab in the dark when making these types of financial decisions. Once upon a time, you could only get your credit score free from each reporting agency one time a year. Luckily now that are multiple ways to get your credit score for free. What is a Credit Score? According to Credit Karma, a credit score is aRead More →

4 Things You Are Paying Too Much For

We are all looking for ways to cut costs and save money. Sometimes areas of savings hidden or overlooked. If you look closely you’ll find a few things you’re probably paying too much for. 4 Things You’re Probably Paying Too Much For Have you ever received a bill in the mail to renew a service and you realized that 1) you were already paying for that same service with another company and 2) you were already covered for the same service by an even different company? Here’s an example:  Are you paying for towing assistance through a company like AAA?  Take a look at yourRead More →

How to Create a Simple Budget

Congratulations! You’ve made the decision to get your finances in order. Because you’re here you know that creating a budget is a necessary step in managing your finances. Budgeting doesn’t have to be complicated or time consuming. Like most things you might find maintaining your budget cumbersome in the beginning. However, if you create a simple budget and use the right tools, you’ll find that being financially fierce is a breeze. Why You Need a Budget I won’t spend a lot of time telling you why you need a budget. The very fact that you are reading this article demonstrates that you have this covered.Read More →

How to pay off debt quickly

Debt is a serious problem. According to a Gallup survey the average American has 3.7 credit cards with a whopping 71% of us having at least one card. Furthermore, according to a survey by Bankrate.com a shocking 32% of us say we live paycheck to paycheck, and that staying current or getting caught up on bills is our main financial concern. In uncertain economic times like these, we need a plan and we need it fast. Why Should You Pay Off Your Debts? Here are a couple of quick reasons why you should pay your debt off as quickly as possible.    If these reasonsRead More →

Best Online Savings Accounts with No Fees and No Minimum Balances

Online savings accounts can provide a great way to get a higher return on your savings. Although the infamous 12% interest savings account is a myth. There are a number of very good high interest savings accounts that have no monthly fee and no minimum balance. Saving money and investing are top ways to build your financial health. Once you decide to start saving money, one of the first things you’ll need to decide is where to store your savings. In this post we will explore some of the best online savings accounts of 2019. Top 5 High Yield Online Savings Accounts With a littleRead More →

Life Changing Events Affecting Finances

When planning and managing your finances you have to stop and think about the many factors affecting personal finance.  There are economic factors that affect finances as well as life changing events that will affect your finances. These factors that affect budgeting, saving, and investing must be considered to help you stay financially on track when they happen. Personal Finance Issues You May Face Throughout your lifetime, you may face a variety of life changing events that will affect your personal finances. Issues like debt, unemployment, illness, and others can affect you very harshly. But, if you can set aside time to create a plan,Read More →

Free Finance Printables to Keep Your Finances on Track

There is no time like the present to get your finances in order. There are many best practices for managing your finances and they all work better if you have the right tools. There are online tools and apps available that can help you manage your finances. But for those of us who like to use pen and paper printables are very valuable tools. The best part is you can get all the finance printables you need to keep you on track for free. 15 Free Finance Printables The printables in the list below are completely free to download. They are designed to help youRead More →