short term investments

Normally when you think of investing you think of long term savings goals like retirement. But you can also use short term investments to reach short term savings goals as well. Some examples of short term savings goals might be saving for the down payment on a house, or saving for a dream vacation. Any savings goal that you needs to reach in less than 5 years could be considered a short term savings goal. As women, we sometimes have a fear of investing. We have been brought up to rely on traditional saving to reach our goals. There is nothing wrong with saving money.Read More →

Living Rich with Coupons the Easy Way

If you’re like me then you might want to use coupons but aren’t quite sure how to use them and you sure don’t have time to make couponing a full-time job. Have you seen the old Extreme Couponing shows? At first, you’re thinking they are doing way too much for a deal… … and then BAM! They end up spending 3 cents for a $1,798.00 worth of stuff. Saving with Coupons the Easy Way While not saving money at the grocery store is just not an option neither is spending 8 hours a day cutting coupons. Here are a few tips on how to saveRead More →

10 Ways to Make an Extra $1000 a Month

A big part of being financially stable is having the proper income. This is not always achievable with one income stream. It is also a good idea to diversify your income. Having more than one income stream provides you with better financial stability. If you looking for ways to make extra money, keep reading. I’m going to share 10 ways that you can make an extra $1000 a month. Related Post: Why Every Woman Needs a Home-based Business #1 – Start a Blog Blogging is a super fun and creative way to make extra money. You can start a blog by spending as little asRead More →

Staying On Track Financially

Staying on track financially will feel hard to do at first. However, if your goals are strong enough and you really do understand that you are capable of sticking to a budget, saving money, and living the way you want and need to live, you’ll be able to do it and it’ll feel great. Even fun. Related Post: 6 Things You Should Do Now to Fix Your Finances #1 – Set Clear Financial Goals The biggest tip is to set your financial goals realistically. After all, you cannot live on a yacht if you don’t make yacht money. Not making that kind of money doesRead More →

Why every women needs a home based business

Securing your financial future should be top on your to-do list. Starting a home based business should be apart of your strategy. Every woman needs a home based business. With the internet and other technology that we have today starting and successfully running a home based business is within most women’s reach. With a laptop or a smartphone, you can run a business from your home and have access to customers around the world. What is a Home Based Business? By definition, a home based business is any business whose primary office is in the owner’s home. The business can be any size or anyRead More →

Investing: Why Women Should Not Just Save

Women save and men invest. Did you know that this is how women are seen in the financial sector? Women are known to put money aside and save it instead of trying to grow their money via investing. We are sometimes overly cautious. Therefore, saving money is a safe way to maintain our financial health. Our first step towards growing our finances is to change our mindset. To reach the next level of financial growth we must move past just saving and start investing. 4 Benefits of Investing There are many benefits to investing however this still doesn’t stop it from being hard to getRead More →

Free Ways to Check Your Credit Score

Knowing your credit score is important when it comes to making financial decisions that will require you to apply for credit. It is a good rule of thumb to know the requirements for getting approved before you apply. Without knowing your credit score you are taking a stab in the dark when making these types of financial decisions. Once upon a time, you could only get your credit score free from each reporting agency one time a year. Luckily now that are multiple ways to get your credit score for free. What is a Credit Score? According to Credit Karma, a credit score is aRead More →

4 Things You Are Paying Too Much For

We are all looking for ways to cut costs and save money. Sometimes areas of savings hidden or overlooked. If you look closely you’ll find a few things you’re probably paying too much for. 4 Things You’re Probably Paying Too Much For Have you ever received a bill in the mail to renew a service and you realized that 1) you were already paying for that same service with another company and 2) you were already covered for the same service by an even different company? Here’s an example:  Are you paying for towing assistance through a company like AAA?  Take a look at yourRead More →

How to Create a Simple Budget

Congratulations! You’ve made the decision to get your finances in order. Because you’re here you know that creating a budget is a necessary step in managing your finances. Budgeting doesn’t have to be complicated or time consuming. Like most things you might find maintaining your budget cumbersome in the beginning. However, if you create a simple budget and use the right tools, you’ll find that being financially fierce is a breeze. Why You Need a Budget I won’t spend a lot of time telling you why you need a budget. The very fact that you are reading this article demonstrates that you have this covered.Read More →

How to pay off debt quickly

Debt is a serious problem. According to a Gallup survey the average American has 3.7 credit cards with a whopping 71% of us having at least one card. Furthermore, according to a survey by Bankrate.com a shocking 32% of us say we live paycheck to paycheck, and that staying current or getting caught up on bills is our main financial concern. In uncertain economic times like these, we need a plan and we need it fast. Why Should You Pay Off Your Debts? Here are a couple of quick reasons why you should pay your debt off as quickly as possible.    If these reasonsRead More →