How to Create a Simple Budget

Congratulations! You’ve made the decision to get your finances in order. Because you’re here you know that creating a budget is a necessary step in managing your finances. Budgeting doesn’t have to be complicated or time consuming. Like most things you might find maintaining your budget cumbersome in the beginning. However, if you create a simple budget and use the right tools, you’ll find that being financially fierce is a breeze. Why You Need a Budget I won’t spend a lot of time telling you why you need a budget. The very fact that you are reading this article demonstrates that you have this covered.Read More →

How to pay off debt quickly

Debt is a serious problem. According to a Gallup survey the average American has 3.7 credit cards with a whopping 71% of us having at least one card. Furthermore, according to a survey by Bankrate.com a shocking 32% of us say we live paycheck to paycheck, and that staying current or getting caught up on bills is our main financial concern. In uncertain economic times like these, we need a plan and we need it fast. Why Should You Pay Off Your Debts? Here are a couple of quick reasons why you should pay your debt off as quickly as possible.    If these reasonsRead More →

Best Online Savings Accounts with No Fees and No Minimum Balances

Online savings accounts can provide a great way to get a higher return on your savings. Although the infamous 12% interest savings account is a myth. There are a number of very good high interest savings accounts that have no monthly fee and no minimum balance. Saving money and investing are top ways to build your financial health. Once you decide to start saving money, one of the first things you’ll need to decide is where to store your savings. In this post we will explore some of the best online savings accounts of 2019. Top 5 High Yield Online Savings Accounts With a littleRead More →

Life Changing Events Affecting Finances

When planning and managing your finances you have to stop and think about the many factors affecting personal finance.  There are economic factors that affect finances as well as life changing events that will affect your finances. These factors that affect budgeting, saving, and investing must be considered to help you stay financially on track when they happen. Personal Finance Issues You May Face Throughout your lifetime, you may face a variety of life changing events that will affect your personal finances. Issues like debt, unemployment, illness, and others can affect you very harshly. But, if you can set aside time to create a plan,Read More →

Free Finance Printables to Keep Your Finances on Track

There is no time like the present to get your finances in order. There are many best practices for managing your finances and they all work better if you have the right tools. There are online tools and apps available that can help you manage your finances. But for those of us who like to use pen and paper printables are very valuable tools. The best part is you can get all the finance printables you need to keep you on track for free. 15 Free Finance Printables The printables in the list below are completely free to download. They are designed to help youRead More →

Cheap Foods to Buy to Save Money

One of the first things you do when you decide to focus on your finances is to create a budget. After this step most of us find that there are areas where we need cut costs. Food is one of those areas that you can’t eliminate. However, you might find that you need to stop eating out and cut down your grocery bill to fix your finances. You can eat healthy and cut your grocery budget significantly by buying these 50 cheap foods. 50 Cheap Foods to Cut Your Grocery Bill Create your shopping list using the foods below. You’ll quickly learn that you canRead More →

10 Ways You're Wasting Money

Most of the time we know when we are spending more money then we should. It’s no secret that buying Starbucks coffee every day and eating out instead of cooking at home causes you to spend more money. These types of guilty little pleasures are the first to go when it’s time to get serious about fixing our finances. But what about hidden money leaks that you may not be as obvious? You might not know it but there are common ways that you are wasting money that might seem small at first but really add up over time. 10 Things You’re Probabley Wasting MoneyRead More →

Top 5 Ways For Women to Start Investing

Just thinking about investing can sound overwhelming and complicated. Studies have shown that women are less likely to invest then men. According to Merrill Lynch, 41% of women say their biggest financial regret is not investing more. What’s holding us back? As with most things, fear is the number one thing holding women back from investing. It’s time to change the narrative. Here are the top 5 ways for women to start investing. How to Start Investing #1 – Invest in a 401(k) One of the easiest ways to start investing is to contribute to a 401(k). A 401(k) is a savings and investing planRead More →

How to Fix Your Finances

Not having enough money and being in debt is the worst! When you don’t have the money you need accomplishing even little things can be difficult and frustrating. The good news is, you can make changes that can get you out of your bad financial situation.  If you are living pay check to pay check or direct deposit to direct deposit there are things you should definitely be doing to fix your finances. 6 Ways to Fix Your Finances By changing your financial habits you can fix your finances. Here are 6 things you can do now to fix your finances and start living aRead More →

The Best Personal Finance Tools and Resources to Manage Your Finances

Managing your personal finances might sound like a monumental task. With proper planning and the right tools, anyone can manage their personal finances successfully. There are amazing tools that you can use to manage your personal finances in 2019 that can make you feel like a personal financial management pro. Personal Finance Tools & Resources Financial literacy is important to your financial health. Finance tools and resources are available to help you become financially literate. Today there is so much software you can use – from QuickBooks to your own bank’s online software. There are even awesome tools available for those who like to useRead More →