Best Online Savings Accounts with No Fees and No Minimum Balances

Online savings accounts can provide a great way to get a higher return on your savings. Although the infamous 12% interest savings account is a myth. There are a number of very good high interest savings accounts that have no monthly fee and no minimum balance. Saving money and investing are the top ways to build your financial health. Once you decide to start saving money, one of the first things you’ll need to decide is where to store your savings. In this post, we will explore some of the best online savings accounts of 2020. Top 5 High Yield Online Savings Accounts With aRead More →

Financial Mistakes Every Woman Should Avoid

Looking to take care of yourself and your family by successfully managing your personal finances? Avoiding the common financial mistakes that can reak havoc in your bank account is key to achieving that goal. It is becoming increasingly important that women learn to manage their personal finances. 80 percent of single-parent families are headed by single mothers. This means that women are becoming the sole providers in their households. Women also have a higher life expectancy than men. On average we live five years longer than men. According to the CDC, on average, men will live to age 76 and women to age 81. MakingRead More →

I Need Money Desperately

It is perfectly normal to hit a rough patch in your life where you desperately need money. Life happens fast and sometimes you are left in a bind. There are a wide variety of ways to make extra money. Unfortunately, many of these ways require you to wait before you receive your cash. This list is crafted specifically for you if you need money the same day to one week. These methods won’t bring tons of cash, but they will allow you to make a little extra money when you need it. 10 Ways to Earn Money Fast The following list contains 10 ways you canRead More →

short term investments

Normally when you think of investing you think of long term savings goals like retirement. But you can also use short term investments to reach short term savings goals as well. Some examples of short term savings goals might be saving for the down payment on a house, or saving for a dream vacation. Any savings goal that you needs to reach in less than 5 years could be considered a short term savings goal. As women, we sometimes have a fear of investing. We have been brought up to rely on traditional saving to reach our goals. There is nothing wrong with saving money.Read More →

Living Rich with Coupons the Easy Way

If you’re like me then you might want to use coupons but aren’t quite sure how to use them and you sure don’t have time to make couponing a full-time job. Have you seen the old Extreme Couponing shows? At first, you’re thinking they are doing way too much for a deal… … and then BAM! They end up spending 3 cents for a $1,798.00 worth of stuff. Saving with Coupons the Easy Way While not saving money at the grocery store is just not an option neither is spending 8 hours a day cutting coupons. Here are a few tips on how to saveRead More →

10 Ways to Make an Extra $1000 a Month

A big part of being financially stable is having the proper income. This is not always achievable with one income stream. It is also a good idea to diversify your income. Having more than one income stream provides you with better financial stability. If you looking for ways to make extra money, keep reading. I’m going to share 10 ways that you can make an extra $1000 a month. Related Post: Why Every Woman Needs a Home-based Business #1 – Start a Blog Blogging is a super fun and creative way to make extra money. You can start a blog by spending as little asRead More →

Staying On Track Financially

Staying on track financially will feel hard to do at first. However, if your goals are strong enough and you really do understand that you are capable of sticking to a budget, saving money, and living the way you want and need to live, you’ll be able to do it and it’ll feel great. Even fun. Related Post: 6 Things You Should Do Now to Fix Your Finances #1 – Set Clear Financial Goals The biggest tip is to set your financial goals realistically. After all, you cannot live on a yacht if you don’t make yacht money. Not making that kind of money doesRead More →

Why every women needs a home based business

Securing your financial future should be top on your to-do list. Starting a home based business should be apart of your strategy. Every woman needs a home based business. With the internet and other technology that we have today starting and successfully running a home based business is within most women’s reach. With a laptop or a smartphone, you can run a business from your home and have access to customers around the world. What is a Home Based Business? By definition, a home based business is any business whose primary office is in the owner’s home. The business can be any size or anyRead More →

Investing: Why Women Should Not Just Save

Women save and men invest. Did you know that this is how women are seen in the financial sector? Women are known to put money aside and save it instead of trying to grow their money via investing. We are sometimes overly cautious. Therefore, saving money is a safe way to maintain our financial health. Our first step towards growing our finances is to change our mindset. To reach the next level of financial growth we must move past just saving and start investing. 4 Benefits of Investing There are many benefits to investing however this still doesn’t stop it from being hard to getRead More →

Free Ways to Check Your Credit Score

Knowing your credit score is important when it comes to making financial decisions that will require you to apply for credit. It is a good rule of thumb to know the requirements for getting approved before you apply. Without knowing your credit score you are taking a stab in the dark when making these types of financial decisions. Once upon a time, you could only get your credit score free from each reporting agency one time a year. Luckily now that are multiple ways to get your credit score for free. What is a Credit Score? According to Credit Karma, a credit score is aRead More →